Full Casco Insurance
Maximum protection against accidents, theft, fire, natural events, and vandalism.
Casco Insurance, or Motor Own Damage Insurance, is a voluntary insurance product that compensates the owner of the insured vehicle for material damage caused by accidents, theft, fire, natural events, and other risks specified in the insurance terms and conditions.
Unlike Compulsory Motor Insurance (TPL), which covers damage caused to third parties, Casco Insurance covers damage to the insured vehicle itself, including accidents caused by the insured vehicle, thereby protecting the vehicle owner’s financial interests.
Maximum protection against accidents, theft, fire, natural events, and vandalism.
Selected coverage for specific risks, such as fire, theft, and glass damage.
A simple and affordable package providing essential coverage for everyday use.
Casco Insurance provides coverage for damage to the insured vehicle resulting from:
The following documents are required to take out a Casco Insurance policy:
- Vehicle registration certificate
- Vehicle owner’s identification document
- Any additional documents required by the insurer
For detailed information about coverage, exclusions, and policy terms, please refer to the General Terms and Conditions of Casco Insurance.
Compulsory Motor Third-Party Liability Insurance (TPL) covers damage caused by the driver to third parties. Casco Insurance covers material damage to the insured vehicle itself.
Yes. Casco Insurance also covers minor damage, subject to the terms and deductible specified in the policy.
Yes. For coverage under a Casco Insurance policy, the owner must declare the persons authorized to drive the vehicle and have their names specified in the insurance policy.
Depending on the policy terms, a deductible and/or excess may apply.
Yes. The customer may choose to have the vehicle repaired at a service center authorized by INTERSIG or receive financial compensation based on the damage assessment.
Simply report the incident using INTERSIG’s contact numbers. Our staff will guide you through the required documentation and claims-handling procedure.
Yes. Theft is covered under the Full Casco Insurance plan, subject to the policy terms.
Yes. Casco Insurance covers damage caused by natural events specified in the insurance terms and conditions.
Yes. Depending on the selected plan, Casco Insurance may also provide coverage outside the territory of Albania.
No. Like any other voluntary insurance policy, the Casco Insurance policy ceases to be valid if ownership of the insured motor vehicle changes.