phone +355 4 2270576 |

Monday–Friday, 08:30–19:00

Claims

Claims Handling Process


Claims handling and compensation process.

  1. 1

    Reporting a Claim

    Customers complete the online form or submit their claim to VIG Services Albania.

  2. 2

    Claim Registration

    The claim is registered in the system, which automatically generates a unique claim reference number. The customer receives an email confirmation.

  3. 3

    Initial Review

    VIG Services specialists verify the information and documentation submitted.

  4. 4

    Request for Additional Documents

    If necessary, the customer will be contacted and asked to provide additional documents.

  5. 5

    Claim Assessment

    The claim is handled by specialists in accordance with the applicable procedures and the terms and conditions of the insurance policy.

  6. 6

    Claim Decision

    A decision is made to approve or reject the claim for compensation.

  7. 7

    Settlement and Claim Closure

    Once the assessment is complete, the claim is settled through payment of compensation, where applicable, or the claim file is closed.


Claims handling timeframes

Pursuant to Law No. 32/2021 “On Mandatory Insurance in the Transport Sector”:

30days

Property damage claims are handled within 30 calendar days from the date the claim is submitted together with the complete documentation.

90days

Personal injury claims are handled within 90 calendar days from the date the claim is submitted together with the complete documentation.

The time limits begin from the date the claim is submitted together with the complete documentation.
If additional documentation is required, the customer will be notified by VIG Services Albania.

Contact the Claims Department – VIG Services Albania


+355 (0) 4 220 3330
Monday–Friday
08:30 – 16:30

Dritan Hoxha St., No. 39/1,
Tirana, Albania