Private Health Insurance from INTERSIG Vienna Insurance Group is designed to help you manage healthcare costs, giving you fast access to quality medical services in Albania and abroad, depending on the package you choose.
Our insurance packages are suitable for individuals, families, and employee groups, providing financial protection against unexpected healthcare expenses resulting from illness or accidents.
Through INTERSIG Vienna Insurance Group’s network of medical partners, private hospitals, and clinics throughout Albania, our insured members can access medical services without paying upfront simply by presenting their INTERSIG Health Insurance Card. Alternatively, eligible expenses may be reimbursed, in accordance with the terms and limits of the insurance policy.
Every individual insured under a Health Insurance policy receives a personal Health Card, which can be presented at INTERSIG Vienna Insurance Group’s medical network to receive the necessary medical services.
Within the medical network, INTERSIG pays healthcare providers directly for services covered by the policy.
Hospitals, clinics and diagnostic centres throughout the country.
Authorisations and reimbursements managed by a dedicated team.
Protection against unexpected medical treatment costs.
Purchasing a Health Insurance policy from INTERSIG Vienna Insurance Group is simple. You can explore our insurance packages on the company’s website and select the one that best suits your needs. An operator will contact you to proceed with the activation of your insurance policy. Once the policy is activated, you will receive your personal insurance card. Present the card within the medical network to access services covered by your policy.
Our insurance packages are suitable for individuals, families and employee groups.
Coverage begins on the date specified in the insurance policy. Waiting periods may apply to certain services, subject to the policy terms and conditions.
Yes. You may use INTERSIG’s partner medical network or other healthcare providers. Services received outside the network are reimbursed subject to the terms and coverage limits of the selected package.
No. Illnesses or medical conditions diagnosed or identified before the insurance coverage begins are not covered.
Prior authorisation is required for hospitalisation, MRI scans, CT scans, day surgery, physiotherapy and certain other specific services. To request authorisation, send the medical recommendation and supporting documentation to the dedicated email address of INTERSIG’s Health Department.
You must complete the reimbursement form and submit the original invoices, medical prescriptions and supporting documentation within the deadlines specified in the policy.
Yes. Each insured person is entitled to a periodic medical check-up based on their age and gender, in accordance with the selected insurance package.
Yes, provided that the policy’s geographical area of coverage includes this benefit and prior authorisation has been obtained where required.
